PRIVACY POLICY
Effective: June 1, 2025
This Privacy Policy (the "Policy") applies to the stayhealthycalifornia.com website (the "Website"). It tells users ("you") of the Website and the services it provides about the information collected by the Website and how the Website uses and shares this information.
The Information stayhealthycalifornia.com Information We Collect
stayhealthycalifornia.com collects both information that may identify a particular individual ("Personally Identifiable Information") and anonymous information that cannot be associated with a specific individual ("non-Personally Identifiable Information") from or about users of its websites.
Personally Identifiable Information
stayhealthycalifornia.com collects Personally Identifiable Information when you provide it through your use of the Website, such as by completing one or more stages of an online registration (a "Registration") requesting a loan offer from a lender participating in stayhealthycalifornia.com's lender network (a "Lender Partner") or by sending questions to stayhealthycalifornia.com via the Website. The types of Personally Identifiable Information stayhealthycalifornia.com collects include: name, physical address, telephone number, social security number, email address, date of birth, driver's license number and state, information about home ownership, citizenship status, employment information, active military information, amount and frequency of pay checks, and information about your banking account.
Non-Personally Identifiable Information
The types of non-Personally Identifiable Information that stayhealthycalifornia.com collects (either directly, through the use of "cookies" or through the use of a third party tracking system) include: the IP address of the computer making the request; your browser type and language; access times; information about areas of the site visited by users of the site; information about the links that users may select to visit on the site. IP addresses are not usually associated with your personal computer, but with a portal through which you accessed the Internet. IP addresses are not linked to Personally Identifiable Information. A "cookie" is a piece of information a website sends to your computer while you are viewing a website to remember who you are without personally identifying you.
stayhealthycalifornia.com may share this non-Personally Identifiable Information with its suppliers and other third parties for the purpose of website statistical and trend analysis. This information is not linked to any Personally Identifiable Information.
Information Collected by Third Parties
stayhealthycalifornia.com may allow third parties, including advertising partners and personal loan lenders, to display advertisements on the Website. These companies may use tracking technologies, including cookies, to collect information about users of the Website who view or interact with these advertisements. stayhealthycalifornia.com does not provide Personally Identifiable Information to these third parties.
How We Use Personally Identifiable Information
stayhealthycalifornia.com uses the Personally Identifiable Information you provide through the Website in order to deliver the products or services you have requested; provide you with customer support; communicate with you by email, postal mail, telephone, and/or mobile devices (including through short messaging services, or "SMS") about products or services that may be of interest to you either from stayhealthycalifornia.com, Lender Partners, other third party lenders, stayhealthycalifornia.com's marketing partners, or other third parties; display advertising tailored to your interests or background; perform data and statistical analysis on use of the website; enforce stayhealthycalifornia.com's terms and conditions, and perform any other functions otherwise described to you at the time stayhealthycalifornia.com collects the information.
stayhealthycalifornia.com may review and use your financial information and your social security number to connect you with Lender Partners or other third party lenders with whom stayhealthycalifornia.com has a business relationship. stayhealthycalifornia.com may also review your financial information and social security number to verify your identify and protect against possible fraudulent transactions.
Sharing Your Personally Identifiable Information
stayhealthycalifornia.com may share your Personally Identifiable Information (including, without limitation, your financial account information and social security number) with Lender Partners and other third party lenders with whom stayhealthycalifornia.com has a business relationship. These third party lenders may use your Personally Identifiable Information to offer you a personal loan or to communicate with you about other business or marketing offers. In addition, stayhealthycalifornia.com may share your Personally Identifiable Information (including your financial account information and social security number) with unaffiliated third party marketers and list managers with whom stayhealthycalifornia.com has a business relationship.
Any third parties with whom stayhealthycalifornia.com shares Personally Identifiable Information may have their own policies which describe how they use and disclose your information. Those policies will govern the use, handling, and disclosure of your information once stayhealthycalifornia.com has transferred or shared it with those third parties as described in this Policy or the stayhealthycalifornia.com Terms and Conditions.
stayhealthycalifornia.com will disclose your Personally Identifiable Information in response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement agency or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. stayhealthycalifornia.com will disclose your Personally Identifiable Information when stayhealthycalifornia.com believes disclosure is necessary to investigate, prevent, or take action regarding illegal activity, suspected fraud, or other wrongdoing; to protect and defend the rights, property, or safety of stayhealthycalifornia.com's parent company, its employees, its website users, or others; or to enforce the Terms and Conditions or other agreements or policies.
In addition, stayhealthycalifornia.com may transfer Personally Identifiable Information to an entity acquiring all or substantially all of its parent company's stock or assets.
Links to Third Party Websites
stayhealthycalifornia.com may provide links or automatically redirect you to third party websites that do not operate under this Policy. For example, if you click on an advertisement presented on our site, you may be taken to a website that stayhealthycalifornia.com does not operate or control. You should review the privacy statements and terms of use of all third party websites you access. These third party websites may independently solicit and collect information from you. On occasion, those third party websites may provide stayhealthycalifornia.com with information about your use of those sites.
Changes
The Website's policies, content, information, promotions, disclosures, disclaimers and features may be revised, modified, updated, and/or supplemented at any time and without prior notice at stayhealthycalifornia.com's sole and absolute discretion. Changes to this Policy will be posted on the Website and stayhealthycalifornia.com will revise the "Effective" date at the top of this policy. You should review this Policy each time you access the Website. If stayhealthycalifornia.com makes any material changes in the way it collects, uses, and/or shares personal information that may impact you, stayhealthycalifornia.com will notify you by prominently posting notice of the changes on this website.
Children's Privacy
The Website is not intended for use by anyone under the age of 18 or the age of majority in your jurisdiction. stayhealthycalifornia.com does not knowingly collect Personally Identifiable Information from children under the age of 18.
Security
stayhealthycalifornia.com has put in place physical, procedural, and technological security measures to help prevent unauthorized access to and improper use of the information stayhealthycalifornia.com collects online. For example, only authorized employees and authorized third parties are permitted to access Personally Identifiable Information, and they may do so only for permitted business functions. No website or Internet network can be completely secure. Although stayhealthycalifornia.com takes steps to secure your information, stayhealthycalifornia.com does not guarantee, and you should not expect, that your personal information, searches, or other communications will always remain secure.
Accessing Your Personally Identifiable Information
If you would like to review and/or request changes to the Personally Identifiable Information that stayhealthycalifornia.com has collected about you through your use of the Website, please contact stayhealthycalifornia.com by writing or sending email to the addresses below.
Privacy Rights of California Residents: Companies that collect Personally Identifiable Information from California residents and disclose such information to third parties (including affiliated entities) for marketing purposes must, in response to a request by a consumer, either (1) provide a list detailing the categories of information shared and the entities to which such information was provided, or (2) provide a mechanism by which a consumer may opt out of having his or her information shared with third parties. stayhealthycalifornia.com has elected the second option, and you may opt out by completing one or more forms on our Opt Out page.
California residents are also entitled to know that they may file grievances and complaints with California Department of Consumer Affairs, 400 R Street, Suite 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210; or by email to [email protected].
Contact
If you have questions, comments, or concerns regarding our Privacy Statement, please write to us or click below to contact us.
stayhealthycalifornia.com1455 Frazee Rd,
San Diego, CA 92101
[email protected]
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Footnotes
(*) - Your funds could be sent to your account as soon as 15 minutes once you have been approved. The lender you are matched with, and your own bank's policies and procedures, will determine how long it takes for the funds to arrive in your account and this could be longer than 15 minutes.
(**) - The offer process is completed in an average time of 3 minutes but can be completed within as little as 1 minute. You will receive a loan offer after submitting all required details if you're approved by a lending partner.
(***) - Some of our providers offer rates as low as 5.99% APR but these rates are not available to every customer. Repayment terms can vary, are for closed end loan products and do not reflect the full range of products available throughout our network.
(1) - Although some providers offer rates from 4.95% up to 35.99% APR rates that low are only available to certain customers. The repayment terms are for close end loan products, and is not reflective of all loan products offered in our network.
Material Disclosure
APR Disclosure
Annual Percentage Rate (APR) refers to the annual interest generated by a sum that is then charged to borrowers. APR is expressed as a percentage that represents the annual cost of borrowing over the term of the loan. This figure includes any fees or additional costs associated with the loan. The APR provides consumers with one bottom-line number they can compare with other loan offers, credit cards, or investment products. StayHealthyCalifornia cannot guarantee any APR as we are not a lender ourselves. An APR can generally run between 5.99% up to 35.99%. Loan products generally have a 61-day minimum repayment term and a 6 year maximum repayment term. When considering accepting a loan from a lender within the StayHealthyCalifornia network, please read any agreement documentation carefully as the APR and repayment terms may differ from what is listed on this site. Representative Examples of APR can be found in the APR Disclosure & Range section of our homepage.
Legal Disclaimer
StayHealthyCalifornia.com connects borrowers with lenders or other lending partners and therefore the specific terms and conditions of a specific lender or lending partner will apply to any loan a borrower takes out with that lender. We are compensated by these lenders or lending partners for connecting you with them, and this compensation could influence which offers are presented to you Please be aware that any information regarding APR, loan amounts, interest rates, or other loan specifics should be seen as approximate estimations. The exact figures will depend on the lender or lending partner and your circumstances. Note that credit checks might be conducted by some lenders or lending partners as part of their credit transaction approval process. The lender or lending partner you connect with may not offer the best possible terms available to you and borrowers should always compare all available options before making any decisions. In addition, you may be connected with a tribal lender. Tribal lenders' rates and fees may be higher than state-licensed lenders, and are subject to federal and tribal laws rather than state laws. PLEASE NOTE THAT STAYHEALTHYCALIFORNIA.COM AND ITS OWNERS AND OPERATORS OF ARE NOT LENDERS, we do not broker loans and we do not make loans or credit decisions. Nothing on this website is an offer or a solicitation to lend. Any information you submit to this site will be provided to a lender or lending partner. The operator of this website is not an agent, representative or broker of any lender or lending partner and does not endorse or charge you for any service or product.
Material Disclosure
The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans, up to $5,000 for installment loans, and up to $35,000 for personal loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law, and we do not predict or determine the interest rates and finance charges applied to any loan offered by lenders. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR, which may vary based on your creditworthiness, state, and lender or lending partner. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, register for credit or any loan product, or accept a loan from a participating lender, but it is your responsibility to carefully review and accept the terms of any loan offer. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site's Terms of Use and Privacy Policy.
Service Role and Limitations
StayHealthyCalifornia acts solely as a referral service and is not a lender. We do not predict or determine the fees, interest rates, or other financial implications associated with any loans you may be offered by participating lenders. Our role is to connect you with our network of qualified lenders, and we do not participate in the decision-making process regarding loan approvals, terms, or conditions. It's important for users to understand that our service involves no predictive assessment or guarantee of the loan terms you may receive.
Exclusions
Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, New Hampshire, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.
Credit Implications
The operator of this website does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit to assess your creditworthiness, credit standing, and credit capacity. By engaging with our service and submitting your information, you consent to allow these credit checks by potential lenders. It is important to understand that missing a payment or making a late payment on a loan can negatively impact your credit score. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Please note that StayHealthyCalifornia is not a lender and does not engage in debt collection. The collection practices of each lender in our network are provided in their respective loan agreement. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender's renewal policy.
Company Information
We are a referral service only and do not directly fund any credit product. Your request will be referred to a third-party lender who will contact you directly to ascertain if they can facilitate your requirements, as we do not directly fund any credit product. The third party will appraise you of their fees, charges and terms before you would enter any contract with them. We may receive a referral fee (amount not ascertainable) from the third party depending on the outcome of their dealings with you. It is recommended that you obtain independent legal and financial advice before taking up any products that you may be referred to and offered.
Address: 1455 Frazee Rd, San Diego, CA 92101